LIS has established six investment models that range from Ultra Conservative to Aggressive. The risk range of each model spans specific boundaries that correspond with the risk tolerance score obtained through Riskalyze. Within each model, there are asset allocation ranges that have been created for equities, fixed income, sectors, and other asset classes to give each model allocation guidelines in order to keep risk levels consistent.
Using approved products lists, LIS screens out investments that do not meet certain criteria as suitable investments. From these approved funds, LIS uses Morningstar Advisor Work Station (AWS) to screen for funds that meet the desired objective. This process is done on a quarterly basis to assure funds continue to meet the desired objective. These holdings are based on research with a 90-180 day outlook.